Rates comparisons

Loan Factory vs. Wells Fargo

Rates as of Friday, September 22 2023 at 4:50 PM (Pacific Time)

Wells Fargo
Rate 6.5% (APR=6.5%) 7.125% (APR=7.331%)
Points / Credits $0 $6,877
Payment $1,264 $1,347
Saving over 30 years $36,757 $0

(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Chase

Rates as of Friday, September 22 2023 at 4:50 PM (Pacific Time)

Chase
Rate 6.5% (APR=6.5%) 7.49% (APR=7.579%)
Points / Credits $0 $2,853
Payment $1,896 $2,096
Saving over 30 years $74,705 $0

(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Citibank

Rates as of Friday, September 22 2023 at 4:51 PM (Pacific Time)

Citibank
Rate 6.625% (APR=6.649%) 7.375% (APR=7.578%)
Points / Credits $375 $1,125
Payment $960 $1,036
Saving over 30 years $28,110 $0

(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Bank of America

Rates as of Friday, September 22 2023 at 4:51 PM (Pacific Time)

Bank of America
Rate 6.625% (APR=6.672%) 7.75% (APR=8.008%)
Points / Credits $966 $1,726
Payment $1,281 $1,433
Saving over 30 years $55,480 $0

(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Guaranteed Rate

Rates as of Friday, September 22 2023 at 4:51 PM (Pacific Time)

Guaranteed Rate
Rate 6.625% (APR=6.672%) 7.05% (APR=7.422%)
Points / Credits $1,691 $4,351
Payment $2,241 $2,340
Saving over 30 years $38,300 $0

(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Better.com

Rates as of Friday, September 22 2023 at 4:52 PM (Pacific Time)

Better.com
Rate 6.625% (APR=6.672%) 7% (APR=7.226%)
Points / Credits $773 $3,200
Payment $1,025 $1,064
Saving over 30 years $16,467 $0

(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)

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